Property Development and Construction Lending
Our range of construction and building loans are specifically designed to support getting projects off the ground and on a pathway to completion.
Construction lending starting from 11.49% p.a.
As a specialist lender with a long history in construction loans, we’re used to handling new builds. Here’s how we approach construction loans:
- Construction loans require a 50% LVR prior to construction and 65% LVR of the completed value.
- SCP funds construction projects with progress payments, according to an agreed schedule.
- We offer a 6-18 month loan term for construction and development loans.
- A recent valuation, validated by an SCP panel valuer, is required.
Our flexible suite of specialist lending options
Speak to our team to chat about how we can customise a lending solution for you and your clients

Hend Salam
Business Development Manager,
Auckland & Upper North Island
Business Development Manager, Auckland & Upper North Island
021 447 926

Victoria Wahren
Business Development Manager, Auckland & Upper North Island
Property Finance Manager,
Auckland & Upper North Island021 447 231

Michael Trecsh
Business Development Manager, Wellington &
Lower North Island027 421 9263
Every development is different, so we never take anything for granted. We actively work with developers and their financial advisers to figure out what’s best for everyone and how we can structure the best deal for them.
Nick Miller
Property Finance Manager Auckland & Upper North Island