Construction and
Development Lending
Our range of construction and building loans are specifically designed to support getting projects off the ground and on a pathway to completion.
Construction lending starting from 9.75% p.a. up to 70% LVR
As a specialist lender with a long history in construction loans, we’re used to handling new builds. Here’s how we approach construction loans:
- Progress payments – We fund construction with progress payments, according to an agreed schedule. This ranges from funds when the pad goes down through to when the code of compliance is issued.
- Our money first – As with all our loans, Southern Cross Partners funds all loans with our own capital. So, borrowers are assured the funds as soon as they hit construction milestones.
- Eyes on the ground – Our team visits construction sites to keep an eye on construction milestones, so we have funds ready as soon as they’re needed.
Our flexible suite of specialist lending options
Speak to our team to chat about how we can customise a lending solution for you and your clients

Hend Salam
Business Development Manager,
Auckland & Upper North Island
Business Development Manager, Auckland & Upper North Island
021 447 926

Victoria Wahren
Business Development Manager, Auckland & Upper North Island
Property Finance Manager,
Auckland & Upper North Island021 447 231

Michael Trecsh
Business Development Manager, Wellington &
Lower North Island027 421 9263
Every development is different, so we never take anything for granted. We actively work with developers and their financial advisers to figure out what’s best for everyone and how we can structure the best deal.
Michael Tresch
Business Development Manager
Lending - Wellington