Southern Cross Partners charge the borrower an Application Fee when a loan is provided. This is retained by us, and is fully disclosed to you when you are selecting your investments.

Southern Cross Partners also sets an interest rate on each loan that it provides, and then deducts a small margin, before making that investment available to you. These two interest rates are also fully disclosed to you when you are selecting your investments.

The income that Southern Cross Partners receives, is all paid by the borrower, not by you as the investor.

Southern Cross Partners will not charge you for anything at all, with the sole exception being a small administration fee of $175 if you elect to make use of our Secondary Market service.

Any costs that you elect to incur (for example through the use of professionals or say a professional Trustee) are for your account and will not be paid by us.